Brief Summary: Motor Fleet Insurance provides coverage for business owners who operate multiple vehicles as part of their operations. This type of insurance is designed to simplify the management of insurance policies for multiple vehicles, offering a single policy that encompasses all ... vehicles in the fleet, whether they're cars, vans, trucks, or other types of vehicles used for business purposes.

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What is Typically Covered:

• Comprehensive Coverage: Protects against damage to your vehicles from accidents, theft, fire, and natural disasters.

• Third-Party Liability: Covers the costs associated with ... damage or injury your fleet may cause to other people or their property.

• Uninsured Motorist Protection: Offers protection if your fleet is involved in an accident with an uninsured driver.

• Collision Coverage: Covers damage to your fleet vehicles from collisions, regardless of who is at fault.

• Roadside Assistance: Provides ... assistance for breakdowns, towing, and minor repairs on the road.

• Windscreen Cover: Covers the cost of repairing or replacing damaged windscreens and windows.

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What is Not Typically Covered:

• Wear and Tear: Standard wear and tear on vehicles is not covered.

• Damage from Unapproved Use: Damage resulting from ... use of the vehicle for purposes not covered by the policy, such as racing or other high-risk activities.

• Mechanical Breakdowns: Unless specifically included, mechanical failures or breakdowns are not typically covered.

• Intentional Damage: Any damage intentionally caused by the policyholder or authorized drivers.

• Drivers ... Outside Policy Terms: Incidents involving drivers not declared on the policy or not meeting the policy criteria (e.g., age or driving history).