Comprehensive Stock Throughput Insurance For Your Business

Protect your inventory, raw materials and finished goods in storage or transit. Broad Risk Insurance Brokers provides tailored stock throughput insurance for seamless protection across your supply chain.

What is stock throughput insurance?

A single policy for complete cargo and inventory protection

A stock throughput policy is a specialised form of cover that unifies marine cargo, inland transit and property or stock protection under one umbrella. Instead of holding multiple separate policies, businesses can safeguard goods from purchase through to delivery with a single solution. This simplifies risk management, reduces administration and is often more cost-effective than multiple insurers.

Key benefits of our stock throughput coverage

All-in-one coverage

Replace overlapping policies with one comprehensive stock throughput insurance solution that keeps your goods protected throughout their journey.

Global protection

Your shipments are covered both domestically and internationally. This form of cargo insurance adapts to complex supply chains and cross-border trade.

Cost efficiency

Bundling coverage into a single stock throughput policy can reduce premiums and save time on administration.

Risk mitigation

From theft and accidental damage to natural disasters, stock throughput coverage prepares your business for disruptions that could impact operations.

For extended resilience, companies may also consider business interruption insurance.

Lost profit coverage

Stock throughput insurance doesn’t just cover the replacement cost of your goods - it safeguards the profit tied to that stock. If inventory is lost, damaged or delayed, the financial impact goes beyond replacement value. By ensuring your stock is protected at every stage, you maintain business continuity and profitability.

Who needs this insurance?

Stock throughput insurance is particularly valuable for:

• Manufacturers managing global supply chains

• Retailers holding significant inventory in warehouses or stores

• Distributors and wholesalers moving large product volumes

• Logistics and freight companies coordinating transit and storage

Broad Risk also serves a wide range of industries, offering tailored protection for sector-specific risks.

Learn How Broad Risk Can Help Your Business

At Broad Risk Insurance Brokers, we take the time to understand your supply chain and key exposures. Whether you need a tailored stock throughput policy or broader business insurance, our goal is to provide clear advice, strong advocacy and reliable cover that supports your growth.

Don’t leave your goods unprotected at any stage of the journey. Get started and secure comprehensive protection immediately.

FAQs

What does a stock throughput policy cover?

A stock throughput policy covers goods throughout the supply chain, including raw materials, work in progress and finished products. It provides protection while stock is in storage and under stock in transit insurance when being transported domestically or internationally, ensuring continuous cover that reduces potential gaps between policies.

Is this different from standard cargo insurance?

Yes, stock throughput insurance is different from standard cargo insurance because it extends beyond transit to also cover stock while in storage. This broader stock throughput coverage protects goods at multiple stages, whereas cargo insurance is usually limited to goods while they are being transported.